BPO Elks of the USA

Risk Manager

Come be a part of the Elks quiet network of good deeds! The Benevolent and Protective Order of Elks of the USA has an immediate opening for a Risk Manager in our Lincoln Park office.

The Benevolent and Protective Order of Elks of the United States of America is one of the oldest and largest fraternal organizations in the country. Since its inception in 1868, the Order of Elks has grown to include nearly 1 million men and women in more than 2,000 communities.

The Elks are committed to the ideals of charity and patriotism. To that end, the Elks have now disbursed, over the course of the Elks history, more than $3.6 billion in cash, goods, and services to the nation's youth, its veterans, the disadvantaged and the disabled, and to individuals and groups in support of patriotic and civic programs. Annually the Elks give more than $200 Million in this fashion, and the Elks are one of the largest private providers of college scholarships in the nation.

Responsible for all Risk Management Functions:
  • Establish and maintain safety compliance and loss prevention program infrastructure.
  • Makes purchasing recommendations and manages various liability, property and specialty insurance policies such as the Master Liability Program and the Property Plus Program.
  • Manages handling of lawsuits and acts as liaison with attorneys.
  • Develops policies and procedures for loss prevention and risk control.
  • Provides information and assistance to Insurance Subcommittee; Provides assistance and guidance to the Order regarding liability, risk issues and contract administration.
  • Responsible for the Insurance Department budget and oversees expenditures.
  • Conducts research and prepares a variety of statistical and administrative reports.
  • Reviews contracts for requirements and transference of risk.
Specific Program Responsibilities Include:
  • Administer the Master Liability Program according to the policies and statutes of the Order.
    • Structure coverage to protect the assets of the Order, its state associations, and its subordinate lodges; continually analyze data and make revisions, recommendations, etc.
    • Obtain services from insurance companies, financial intermediaries, and actuaries to provide continuing review and monitoring.
    • Prepare loss prevention manuals and policies to be used by all levels of the Order; review and revise as appropriate.
    • Provide information and educational materials (including seminars) to subordinate lodges, State Accident Prevention Chair, etc.
    • Establish criteria for the selection of the State Accident Prevention Chair and Lodge Accident Prevention Managers.
    • Act as a resource to state and lodge safety volunteers
    • Provide quarterly statistical data to the State Accident Prevention Chair
    • Establish a budget for the State Accident Prevention Chair and review and approve submitted expenses
    • Negotiate rates with claims handling service companies; continually monitor and review claims and adjustments.
    • Negotiate service contracts
    • Review claims, losses, reports, charges paid to outside adjustors, etc. on a regular bases and take action as appropriate
    • Implement appropriate risk management policies.
    • Review cases in litigation with the attorneys on the Insurance Committee. (There are approximately 125 open claims at any given time.)
    • Conduct regular audits and claims review at the office of the claims service organization. (Typically 3-4 times per year; review 50-100 of the 450-500 files.)
    • Provide the Insurance Subcommittee with regular reports and updates.
    • Serve as a resource for advice, direction and information; serve as a problem solver or dispute mediator for participants in the program.
    • Draft the Liability Insurance Program booklet annually; this is provided to the lodges.
  • Administer all aspects of the Property Plus Program. This is a statutorily mandated program.
    • Establish and review the coverage structure in accordance with the statutory enablement of the Order.
    • In conjunction with the Insurance Subcommittee, insurance brokers, and/or representatives, select excess coverage.
    • Review, establish appropriate coverage, monitor claim payments, and reciprocity.
    • Establish method and procedures to ensure Subordinate Lodge participation in this mandatory program are fairly and properly handled.
    • Review and monitor all claims adjustments
    • Act as a resource for disputed claims matters or coverage questions; provide information and education as needed.
    • Monitor payments provided to Grand Lodge for this program; payments are for the Master Liability program.
    • Develop and/or obtain data and reports regarding the program; disseminate data/reports to the Order.
    • Conduct a safety program.
    • Provide the Insurance Subcommittee with regular reports and updates.
  • Administer Risk Management for the Headquarters’ Campus:
    • Review campus-wide activities and recommend appropriate actions to minimize all potential hazards and financial impact to the Order.
    • Maintain the following:
    • Risk property coverage on all Grand Lodge owned property including: boiler, fine arts, computers, extra expense, business interruption, crime, fire, etc. Review any claims filed.
    • Obtain Directors and Officers coverage; this includes employment practices coverage.
    • Fiduciary liability
    • Publishers liability
    • Foreign liability
    • Travel accident coverage

Requirements: Qualified candidates will have a Bachelor’s degree in a related field such as business administration and four years of progressively responsible risk management experience, including one year of supervisory experience; or any equivalent combination of education, training and experience that demonstrates the ability to perform the duties of the position.

Qualified candidates will also have considerable knowledge of:

  • Principles, practices and techniques of public risk management.
  • State and federal regulations related to areas of responsibility.
  • Insurance markets.
  • Principles and practices of supervision and management.
  • Working knowledge of principles, practices and techniques of benefits administration.
  • Ability to effectively analyze factors concerning risk, liability, safety and occupational hazards.
  • Ability to identify and resolve problems.
  • Ability to plan, organize and supervise the work of others.
  • Ability to establish and maintain effective working relationships with employees, other agencies and the public.
  • knowledge of the organizations and operations of administrative programs;
  • ability to develop long-term plans and programs and to evaluate work accomplishments;
  • ability to apply and adapt practices and techniques to the special requirements of senior management;
  • Ability to present facts and recommendations effectively in oral and written form.
  • Must have knowledge of use and operation of standard office equipment.
  • Must have knowledge of a variety of computer software applications in word processing, spreadsheets, database and presentation software.
  • Must have high level of interpersonal skills to handle sensitive and confidential situations. Position continually requires demonstrated poise, tact and diplomacy.
  • Analytical ability is required in order to gather and summarize data for reports, find solutions to various administrative problems, and prioritize work.
  • Legal background and/or experience with contracts and contract negotiation strongly desired.

Position will require overnight travel for up to 10 days for the annual convention and up to 5 days for the Mid-winter meeting plus local travel in the greater Chicago-area for various meeting throughout the year.

Compensation is based on experience.

Company Paid Benefits Include: Medical premiums (BCBS PPO for employees), Life and AD&D at 1x base pay, Short-Term Disability (1st 4 weeks are covered at 100%), Long-Term Disability, Employee Assistance Plan, Vacation (15 days), Holidays (10 days), Sick Time (12 Days) 401(k) (with 3% Safe Harbor and 2% Company match).

We are a small nonprofit office. The atmosphere is more like a family run business than a corporation. You are definitely more than a number. Employees work a 37.5 hour work week in a casual environment. Our employees love the work-life balance aspect. Typical work day is from 8:30am-4:30pm M-F, but there is some flexibility in starting/ending times.

Our office is very accessible by public transit (CTA Brown Line and various bus lines.) We also offer free onsite parking.

The Elks Campus is on the border of the Lincoln Park and Lakeview neighborhoods. It is within walking distance to various restaurants and local hot spots; there is something for everyone.

Come work for the Elks and feel good that what you do truly does make a difference.

To apply: Interested candidates should apply online. The application process includes completing a pre-employment test that takes approximately 20 minutes.

Apply here:

Pre-employment test link here:

No phone calls, please.

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